Business Funding & Merchant Cash Advance

Simplifying Transactions Amplifying Business

What is a Merchant Cash Advance?
A Merchant cash advance with Easipay is one of the most innovative products in alternative business finance. The concept has only exists for a few years, but its already providing very popular with retail businesses and the leisure sector.
Put simply, a merchant cash advance uses your card terminal to ‘secure lending – perfect for businesses without many assets, but who have a good volume of card transactions every month. Repayments are then taken as a proportion of your revenue, making it a quick and easy funding solution for many SMEs.

Can I get a Merchant Cash Advance?

Any business that uses a card terminal to take payments from customers will have a card terminal provider – the company that processes transactions for them. With a merchant cash advance, the lender works with the terminal provider so they have visibility on whats happening, and how much money is flowing through your business. That means that unlike other types of lending, there’s no need for credit checks or a detailed look into your accounts.

Why Choose a Merchant Cash Advance?

A Merchant Cash Advance is a fast, straightforward way to access cash based on your future credit card sales. Unlike traditional loans, our process is simple, with minimal paperwork and no lengthy approval times. Some additional benefits of a Merchant Cash Advance Include.

Flexible and Scalable Finance

Cash Advance Repayments are taken proportionally with your business’ income.

Easy Repayments

Repayments taken by the lender at source in the same way most people pay income tax.

Frees up other forms of Finance

Provides a new line of credit to your business, so you can better utilise other funding options.

Advantages of a Merchant Cash Advance

Business Loans

Here’s how our business funding can empower your business:

Accelerate Your Growth:

Use the funds to expand operations, launch new products, or enhance marketing efforts, setting the stage for greater profitability.  

Flexibility for Every Need:

Our loans can be utilized for any business purpose—whether it’s equipment purchases, inventory restocking, or even renovations.  

No Penalties for Early Repayment:

If your business thrives and you want to pay off your loan early, you won’t face any extra costs. It works out cheaper if you pay it back quicker! 

Quick Access to Capital:

In today’s fast-paced market, our streamlined process allows you to access funds quickly, so you can capitalize on immediate opportunities.

Top-Up Funding Options:

As your business grows, you can easily secure additional funding to keep the momentum going.

Frequently Asked Questions

A Merchant Cash Advance is a fast, straightforward way to access cash based on your future credit card sales. Unlike traditional loans, our process is simple, with minimal paperwork and no lengthy approval times.
No transferring of money needed! You would simply pay it back as and when you use the card machine as a small % of your taking. All cash/bank transfers is yours.
Paid back via fixed daily, weekly, or monthly direct debit. No weekend or bank holiday payments.
No! if you pay it back earlier, it will work out cheaper. 
A merchant cash advance is based over your card payments revenue, and you only pay it back as and when your customers pay you on card. A business loan is based over your full revenue of what enters your bank account, you would pay this back as a fixed direct debit.
Chandni Visram Was extremely surprised how easy it was…

Was extremely surprised how easy it was to set up, even more surprised that there’s no upfront or hidden costs, £1 a month? Can’t go wrong. Received the machine after a day or 2, was called to help with machine set up. Barry was my advisor, he was very polite and helpful, very efficient and made this process and quick and easy as possible! Thanks! Ps. Loving the new machine!

Anand Agrawal Came across easipay last week when I…

Came across easipay last week when I was looking for card machines to start accepting card payments. I had no idea about how it worked, what I had to do, etc. Henry from easipay helped me over a call to understand the model, what needed to be done and that's it, I was all set to proceed. Machines arrived as promised, very simple setup and you're ready. So, overall really good experience so far.

James Wright Really Good Machine...

Really good machine, easy to use and next day payment into your bank, The staff are really helpful and kind definitely happy with the whole service.

Customer Declan was a 100% helpful.I'm…

Declan was a 100% helpful.I'm professional Help us every step of the way even when we had problems didn't stop Helpiness till the problem was sorted What 100% recommend speaking to Declan?At easy pay for one of the best customer service I've ever spoken to

Nathan Taylor Excellent Service...

Quick and clear info , very easy to set up great customer service spot on thank you jake @ easipay great experience

Zille Abbas One of the best I have ever used this…

From Dunstable cabs One of the best I have ever used this card reader full fill all my needs highly recommended

Stuart Quick and easy…

Quick and easy. I don't have hours to spend filling forms, answering pointless questions etc. This was sraightforward and easy and is saving me money on my previous card machine. A no brainer to sign up.

We make it as easy as 1... 2... 3...

1

Understanding Your Business

Get in touch with our experts, who have a comprehensive knowledge of this sector. They will ask you questions and get an understanding of your business so we can pick the best rate and terminals for your business

2

Receive a Quote

Once our experts have have a good understanding of your business requirements, we will then be able to generate you a bespoke quote and solution perfect for your business needs and explaining how this will work

3

The Setup

We will guide you through every step of the simple application process and once this is done, we will send you everything you need whatever solution your business uses to get you started quickly and efficiently

We’re here to help to grow your business.

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