Can I get a Merchant Cash Advance?
- For businesses that need an advance on their projected card sales
- Access to unsecured funds from £1,000 to £1,000,000
- Get funded in days, with all costs agreed upfront
- No security or business plans required
- Repay flexibly through your card machine or e-com site
Why Choose a Merchant Cash Advance?
- 1. Quick Access to Funds: Get approved in as little as 24 hours and receive your cash within days. Say goodbye to long waits and hello to immediate cash flow!
- 2. Flexible Repayment: Repayments are tied to your daily credit card sales, which means you pay less when business is slow and more when sales are strong—perfect for managing cash flow.
- 3. No Collateral Required: Unlike traditional loans, you won’t need to put up assets as collateral. This means less risk and peace of mind for you.
- 4. Simple Application Process: Our application is straightforward and can often be completed online. We focus on your business’s potential rather than just credit scores.
- 5. Use the Funds as You Wish: Whether you need to purchase inventory, hire staff, renovate your space, or cover unexpected expenses, you have the freedom to use the funds however you see fit.

Flexible and Scalable Finance
Cash Advance Repayments are taken proportionally with your business’ income.

Easy Repayments
Repayments taken by the lender at source in the same way most people pay income tax.

Frees up other forms of Finance
Provides a new line of credit to your business, so you can better utilise other funding options.
Advantages of a Merchant Cash Advance
- Merchant cash advance repayments are based on a percentage of your monthly card sales, and will rise and fall in line with your business’s performance.
- The factor rate and percentage of monthly card sales taken are both fixed at the start of your agreement.
- Your repayments will be taken automatically.
- You don’t need to provide a business plan to get a merchant cash advance.
- You don’t need to provide collateral, or assets, to receive a merchant cash advance.
Business Loans
Here’s how our business funding can empower your business:

Accelerate Your Growth:
Use the funds to expand operations, launch new products, or enhance marketing efforts, setting the stage for greater profitability.

Flexibility for Every Need:
Our loans can be utilized for any business purpose—whether it’s equipment purchases, inventory restocking, or even renovations.

No Penalties for Early Repayment:
If your business thrives and you want to pay off your loan early, you won’t face any extra costs. It works out cheaper if you pay it back quicker!

Quick Access to Capital:
In today’s fast-paced market, our streamlined process allows you to access funds quickly, so you can capitalize on immediate opportunities.

Top-Up Funding Options:
As your business grows, you can easily secure additional funding to keep the momentum going.
Frequently Asked Questions







Came across easipay last week when I was looking for card machines to start accepting card payments. I had no idea about how it worked, what I had to do, etc. Henry from easipay helped me over a call to understand the model, what needed to be done and that's it, I was all set to proceed. Machines arrived as promised, very simple setup and you're ready. So, overall really good experience so far.
We make it as easy as 1... 2... 3...
1
Understanding Your Business
Get in touch with our experts, who have a comprehensive knowledge of this sector. They will ask you questions and get an understanding of your business so we can pick the best rate and terminals for your business
2
Receive a Quote
Once our experts have have a good understanding of your business requirements, we will then be able to generate you a bespoke quote and solution perfect for your business needs and explaining how this will work
3
The Setup
We will guide you through every step of the simple application process and once this is done, we will send you everything you need whatever solution your business uses to get you started quickly and efficiently
Was extremely surprised how easy it was to set up, even more surprised that there’s no upfront or hidden costs, £1 a month? Can’t go wrong. Received the machine after a day or 2, was called to help with machine set up. Barry was my advisor, he was very polite and helpful, very efficient and made this process and quick and easy as possible! Thanks! Ps. Loving the new machine!